Terms of use

Your use and access to this internet site is set out in our terms of use. By accessing or browsing this site or downloading any information from it, you agree to be bound by our terms of use. All information contained on this site is of a general nature only.

Disclosure documents
The disclosure documents contained in this site are provided FOR INFORMATION ONLY. If you would like to invest in any of the financial products referred to in this site, please consult your financial planner or contact our Client Advisory Services on 1800 221 151 from Monday to Friday between  9.00 am and 6.00 pm (Sydney time). Your financial planner will be able to help you complete your application form and submit it to us on your behalf. Unfortunately, we cannot accept an application form from you that is not submitted by your financial planner.

Australian residents only
All information contained in this site is provided for Australian residents only. It is not provided to any person (whether a resident or not) of any other country. Any financial products referred to on this site are only:

• intended for offer within Australia and 
• offered to Australian residents.

Any reference to currency on this site is a reference to Australian dollars.

Data accuracy
The information on this site is derived from various sources that are believed to be accurate and is given in good faith and reliable at the time it was sourced. Questor Financial Services Limited and its related companies (collectively referred to as Questor) give no warranty or guarantee nor make any representation or warranty on this site about its accuracy, timeliness, completeness or suitability of its information.

Liability
To the extent permitted by law, Questor, its directors, employees, agents, contractors and associates do not accept any responsibility arising in any way for errors in, or omissions from, the information on this site. Questor does not accept any loss or damage as a result of any person whatsoever (such as relying on any information on this site including any information provided by any other party or for any inability to access this site at any time). This disclaimer is subject to any contrary provisions of the Trade Practices Act or other relevant law. The information on this site is based on current laws and their interpretation, which may change from time to time, and depends on an individual’s circumstances.

Information
The information on this site is general information only and not intended to constitute any financial product recommendation or financial product advice. This information on this site does not take into account any investor’s particular investment objectives, circumstances or needs. Before making any investment decision based on this information or products, investors should consider whether they are appropriate to their needs and should consult a financial planner for professional advice. Investors should seek professional advice on the implications of investing from a financial planner. Any diagram, illustration or calculation on this site are examples only and used only for illustrative purposes.

Questor is not responsible for any content found on a third party page, or any site of which it forms a part. You must determine whether any page is part of this site each time you follow a link to that page. To report errors or to offer constructive suggestions about this site, please contact our Client Advisory Services on 1800 221 151.

Disclaimer
Neither Questor nor any other person guarantees the performance of any asset, fund, security or other financial product included on this site nor the repayment of any capital or loss of income and makes no representation as to the success or otherwise of any such financial product. Investing in a financial product is subject to investment risks such as the possibility of loss of income or principal invested. Past performance is not indicative of future performance.

Disclosure of interests
Questor may pay commissions, as referred to in disclosure documents on this site, to its financial planners and referral sources. These payments do not result in any fee increase to investors but rather assist such institutions in providing ongoing services to their members. For full details of the commissions which Questor will pay, please refer to:

• the disclosure documents that relate to the financial product that you are interested in and
• the Statement of Advice and Financial Services Guide that your financial planner will give you.

Copyright
Unless expressly stated otherwise, copyright of the information and data contained in this site is owned or licensed by Questor. It is intended that a person will use this information for their own personal use and may not otherwise reproduce or distribute or transmit it to any other person unless express permission is given each time for use.

Trademarks
Any trademark displayed on this site remains the property of the legal owner of that particular trademark in accordance with their rights of use. Access to this site in no way gives a grant of licence or use to any party’s trademark unless the owner of that trademark has given express permission of use.